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February 23rd 2012

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Debt in Focus

Do you want to be a "Biggest Saver"?

Now you can use the same powerful financial tools that the Savings Challenge New Mexico uses!

Eliminating or reducing debt is one big step you can take to improve your financial well being. Debt in Focus provides you tools that will help you to get out of debt sooner. Use Debt in Focus to calculate your debt and establish a plan to pay it off sooner.

Credit Karma lets you pull your credit report and score for free. We suggest that you pull your credit report before you play at home. Your initial credit score will give you a starting point that you can use to build on.

The Savings Challenge New Mexico competition is based on three criteria:

  1. Savings improvement
  2. Debt reduction
  3. Credit Score improvement

Resources you can use:

  • Debt in Focus - A free and anonymous financial planning tool. Use this tool to figure out income, debt, and expenses. After you provide some basic information, Debt in Focus will tell you what your debt to income ratio i,s and offers suggestions to improve it
  • Annual Credit Report
  • Credit Karma - A free and easy way to pull your current credit report. It also tells you your credit score. Pull your credit report and print it out before you start to play at home. Your credit report
  • Play At Home Passbook
 
Did You Know?

Thinking About Buying a Home?

This is a great time to do so since houses inventories are up; this helps you negotiate a better price. It is indeed a Buyers Market.


Video Library
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Get three free credit reports per year

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Budgeting, Part 1
Module 1 - Personal Budgeting

Budgeting, Part 2
Module 2 - Personal Budgeting

Coach Thomas
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Credit Card Shopping
Real financial heros part 2 of 3

Don't Buy Stuff
SNL offers a revolutionary debt and money-management program.

Home Buying
Real financial heros part 3 of 3

How to Read Your Credit Report
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Impulse Buying
Real financial heros part 1 of 3

Pay Yourself First - Part 1
This video focuses on the importance of paying yourself first!

Pay Yourself First - Part 2
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Shoebox Budget
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The Frazier Family
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The Gallegos Family
Introducing the Gallegos Family

The Gonzales Family
Introducing the Gonzales Family

The Schiller Family
Introducing the Schiller Family

The Soliz Family
Introducing the Soliz Family



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